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Real Estate Loans In Belleville, IL.

Most real estate contracts require the buyer include a pre-approval letter with your offer to purchase a home for sale in Belleville... [Read More]

The Mortgage Process - Belleville, IL.

Summary Of The Belleville Real Estate Mortgage Process:

1. Prequalification

2. Purchase a Home For Sale In Belleville.

3. Apply For Your Loan

4. The Processing Of Your Loan Application... [Read More]

Reviewing Homes For Sale In Belleville, IL.

The first place most people start would be in various printed publications such as Belleville newspapers & Belleville home for sale magazines.

The problem I have always had with newspaper ads is they are usually two weeks behind. Some Real Estate offices have this down to an art, they will put out a full page ad with color pictures, give a poetic description, no address, maybe 3 lines of text and the office phone number. [Read More]

Touring Homes In Belleville, IL.

Touring Belleville IL. Real Estate - Homes For Sale

I will help you look out for the following list below. You will be looking to see if you want to live there, I cannot make that decision, nor will I, you'll have to let me know... I am concerned about condition & functionality. [Read More]

Belleville Home Inspection

Belleville Home Inspection

A few years ago, I was watching Barbara Walters on her television show 20 / 20.
They were doing a show on Home Inspectors & Real Estate Agents located on the East coast.
I was all to familiar with what they were reporting & covering, I have seen the
same situation going on here in the Belleville real estate market.Here's the story... [Read More]

Real Estate Taxes For Belleville, IL. Homes For Sale

Tax Exemptions
When you are browsing the Belleville Homes For Sale on this web site, & looking at the spec sheets, look down just about the "remarks section". There you'll see the amount of County Taxes along with the recorded Exemptions associated with that property. Remember, the tax amount divided by 12 is added to your monthly payment. [Read More]

Belleville, IL Homes For Sale By Owner

This is a touchy subject to address. I really don't want
to discourage you as a buyer from pursuing a home in Belleville for sale by owner [FSBO] . I also do not want to see a FSBO take advantage of you. I have assisted buyers purchase Belleville homes for sale by owner in the past successfully, with my "win-win" style of negotiating [Read More]

Real Estate Deed Restrictions For Subdivisions In Belleville, IL.

We Can Email Restrictions For The Belleville Subdivision You Are Considering Purchasing.
(Include MLS# or Address or Name of Subdivision in Belleville IL.) [Read More]

Real Estate Plat Maps For Belleville, IL.

Below is an example of a typical plat in a local Belleville subdivision.
Why not look at a lot layout before you purchase? [Read More]

Earnest Money Belleville, IL. Real Estate Escrow

ear-nest

1. serious and intense; not joking or playful; zealous and sincere.
2. not petty or trivial; important.
3. money given as a part payment and pledge in binding a bargain: in full earnest money.
4. something given or done as an indication or assurance of what is to come; token.
Q: When do I submit my Earnest Money check? [Read More]

Submitting An Offer On Belleville Real Estate

Before Submitting An Offer To Purchase An Belleville Home For Sale...

An offer to purchase real estate in Belleville consists of much more than
throwing a number on the table. There are several components that make up a solid and successful contract that will not only protect you during the pending status, but will make the transaction go smooth
until & after the closing date. [Read More]

Negotiate An Offer To Buy An Belleville Home For Sale

One dictionary says that negotiation is:
"To discuss with a view to reaching an agreement"

Negotiation is the ability to change the opinions of others through
a climate of Favor; instead of Force...

It takes tact, not tyranny, honey, not vinegar... A cool head will get
you ahead... The person with the ego loses.

Some will lie to achieve their goal.
Some will steal to achieve their goal.
Some will terminate your friendship to achieve their goal.

Stay alert to anyone attempting to deceive you. [Read More]

Accepted Real Estate Contract - Belleville Home For Sale

You have just spent the last several weeks if not months looking for
the right home in Belleville, done some shopping in regards to Financing.
You made an offer on a Belleville house and experience successful negotiation with a seller.

You now have an ACCEPTED contract... [Read More]

Termites In Belleville, IL. Homes For Sale

Do Homes For Sale In Belleville Have Termite Problems?
I have heard:
All Homes In Belleville Has, Had Or Will Have Termites [Read More]

Belleville, IL. Real Estate Closing

The Day You Go To Closing

You have been through shopping & touring homes for sale in
the Belleville real estate market, Have an accepted contract,
conducted all the inspections, went through the loan
process & obtained approval...

Now it's time for CLOSING. [Read More]

History Of Belleville IL.

1801 - Settlements were made in the vicinity of Belleville. Many of the pioneers were of
Pennsylvania Dutch descent.

1813 - Thomas Harrison built the first cotton gin in Belleville.

1814 - Frenchman George Blair founds Belleville. George donates an acre of his land for the Town Square and an additional 25 acres that adjoined the Square for the new County Seat.

Belleville becomes the county seat of St. Clair County, replacing Cahokia. George names the city "Belleville" for "Beautiful City" in French. [Read More]

Relocation to Belleville IL

Contact Brad Wallace Metro MLS Realty LLC For Belleville - Scott AFB Relo Information @ 618-656-8282